MoneyPod Terms of Use

Last updated: December 31, 2015

These Terms of Use apply to the access and use of MoneyPod’s website, mobile site, and mobile application (collectively, the “Site”). By accessing or using the Site you agree to these Terms of Use. MoneyPod (“we”, “us” or “our”) may change these Terms of Use, and you are encouraged to review them periodically. We will indicate that changes have been made by updating the “Last updated” date at the beginning of these Terms of Use.

If you don’t agree to these Terms of Use, you must stop accessing and using the Site.

The Site is intended to be used by individuals 13 years old or older. If you are not at least 13 years old, you should stop accessing or using the Site.

MoneyPod’s mobile application requires you to have a mobile device and wireless mobile data service (which you obtain from your wireless carrier), and may require you to have Internet access (which you obtain from your internet service provider). It’s your responsibility to obtain and pay for a mobile device and the services necessary to access and use the mobile application. Our mobile application may not work with all devices or mobile carriers.

Access and License
You may access and use the Site and the Site’s content only for your own personal use. You agree that you do not have any license or ownership rights to the Site or content without MoneyPod’s prior written consent.

You are required to register with MoneyPod to access certain services or parts of the Site. If you register, you are responsible for maintaining the confidentiality of your account login credentials including your login ID, login password, and mobile application passcode. Only authorized users are allowed to access and use secured areas of the Site. Any person who attempts to gain unauthorized access to protected or secured areas of the Site may be subject to prosecution.

Laws and Regulations

Your access to and use of the Site is subject to all applicable federal, state and local laws and regulations. This Site may only be used for lawful purposes and in accordance with the Terms of Use. MoneyPod reserves the right to seek all remedies available at law and in equity for violations of these Terms of Use. You agree that any matter relating to your access or use of the Site or relating to these Terms of Use shall be governed by the laws of California and applicable federal law without regard to conflicts of laws principles.

Copyright and Trademarks
The content of the Site, including text, graphics, design, logos, images, software, source code, multi-media content is owned or licensed property of MoneyPod and is protected by applicable United States and international laws. The trademarks, service marks and logos used on the Site are registered marks of MoneyPod, Inc.

Links to Other Websites
The Site may contain links to websites or mobile applications that are offered by third parties (a “linked site”). We have no control over content on a linked site, and MoneyPod disclaims all liability for a linked site’s content, privacy policy and security. Links provided on our Site to a linked site is not an endorsement by MoneyPod of that linked site, and MoneyPod is not responsible for products, functions or services on any linked site. If you access or use services from a linked site, you should read and understand the terms of use and privacy policy applicable to the linked site.

Disclaimer of Warranties
THE SITE AND ALL INFORMATION, CONTENT AND SERVICES MADE AVAILABLE ON THE SITE ARE PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND (EXPRESS OR IMPLIED OR STATUTORY), INCLUDING BUT NOT LIMITED TO, THE WARRANTIES OF TITLE AND NON-INFRINGEMENT AND THE IMPLIED WARRENTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

NEITHER MONEYPOD NOR ITS EMPLOYEES, OFFICERS, DIRECTORS, AGENTS OR THIRD PARTY SERVICE PROVIDERS WARRANT THAT THE SITE AND ALL INFORMATION, CONTENT OR SERVICES PROVIDED ON THE SITE WILL BE ERROR FREE, UNINTERUPTED OR SECURE. MONEYPOD DOES NOT MAKE ANY WARRANTIES AS TO THE OPERATION OF THE SITE OR THE ACCURACY OR COMPLETENESS OF THE INFORMATION, CONTENT OR SERVICES ON THE SITE.

LIMITATION OF LIABILITY
NEITHER MONEYPOD NOR ITS EMPLOYEES, OFFICERS, DIRECTORS OR AGENTS ARE LIABLE FOR ANY DIRECT OR INDIRECT LOSS OR DAMAGES OF ANY KIND, WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, FOR ANY GENERAL, INDIRECT, PUNITIVE, SPECIAL, CONSEQUENTIAL, OR INCIDENTAL DAMAGES (INCLUDING WITHOUT LIMITATION LOST PROFITS, COST OF PROCURRING A SUBSTITUTE SERVICE OR LOST OPPORTUNITY) ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE SITE OR A LINKED SITE, OR WITH THE DELAY OR INABILITY TO USE THE SITE OR A LINKED SITE EVEN IF MONEYPOD HAS BEEN ADVISED OR SHOULD HAVE KNOWN OF THE POSSIBILTY OF SUCH DAMAGES.

Indemnification
You agree to indemnify, defend and hold harmless MoneyPod and it employees, directors, officers, agents and third party service providers from and against any liabilities, losses, investigations, inquiries, claims, suits, damages, costs and expenses arising out of or otherwise relating to your access or use of the Site.

Changes
MoneyPod reserves the right, at our sole discretion, to modify, restrict, suspend or terminate these Terms of Use and your access to the Site or any part of the Site at any time and for any reason without prior notice or liability. MoneyPod may modify or disable any part of the Site at any time without notice or liability.

Privacy
For information about how MoneyPod collects, uses, shares and protects your information when you use the Site, please see the MoneyPod Privacy Policy.

Privacy
For information about how your personal information is collected, used and shared in connection with your MoneyPod account, please see the MoneyPod Privacy Policy.

Miscellaneous
These Terms of Use constitute the entire agreement between you and MoneyPod with respect to your access or use of the Site and supersedes all previous or contemporaneous agreements. No provision of these Terms of Use shall be waived except if MoneyPod provides a specific waiver in writing. MoneyPod’s failure to act on or enforce any provision of these Terms of Use shall not be construed as a waiver. If any provision of these Terms of Use is held to be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions will not be affected. These Terms of Use will inure to the benefit of our successors and assignees, and licensees.